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NOTICE OF EXPIRATION OF THE
TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (Including
an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance
Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all
noninterest bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000),
for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit
In accordance with Section 326 of the USA PATRIOT ACT,
applicants for new accounts are requested to provide current picture identification that verifies identity including name,
address and other identifying information. In some cases, identification will be requested for current account holders if
original documentation was not obtained with the opening of the account. In all cases, protection of our customer's
identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of
our customers and our country.
Citizens Bank | PO Box 197 | 100 Circle Drive, New Haven, Missouri 63068 |
(573) 237-3051 | email@example.com
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