Home - Citizens Bank

8-Month CD
2.01% APY^*
Effective date of offering: 03/19/2008

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Welcome to Citizens Bank

Make healthcare more affordable, fund your interest bearing Health Savings Account with pre-tax dollars, and reduce your taxable income. Withdraw funds tax-free to pay for qualifying medical expenses. What you don't spend grows from year to year. Contact any of our New Accounts Representatives for more information.

Welcome to Citizens Bank's e-Branch. Proudly serving the residents of Franklin County, Missouri since 1934, Citizens Bank offers five convenient locations to serve your financial needs in New Haven, Gerald, Pacific, Washington and our newest location now open in Marthasville, Missouri to serve our Warren County residents as well.

Citizens Bank offers a variety of loan products including auto and fixed rate home loans. Whether you are looking for that new car or purchasing your dream home, stop by one of our five convenient locations and "Meet your Banker" today.

Use Your Debit Card and Win!
Click here for more information.

News and Events


July 1	Made In The Shade - Use your debit or ATM card for PIN- or signature-based purchases for chances to win! More details here.
April 28	Freedom To Fuel - Use your debit card and win! More details here.
April 11	To better serve our customers, we have extended our e-branch banking business day to 4 pm.
January 17	The Citizens Bank Switch Kit is now available online!
January 1	To better serve our customers we have extended our business day to 4 pm.

Privacy Statement

In accordance with Section 326 of the USA PATRIOT ACT, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customer's identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.

* Annual Percentage Yield. Yield Stated Assumes Interest Compounding Quarterly. $1,000 Minimum Balance. Penalty for Early Withdrawal. Rate Subject to Change Without Notice. After the CD is Opened, the Interest Rate is Fixed for the Term.