Fixed Rate Mortgage Loans
Current as of October 22, 2010*
Mortgage Rates and Terms are Subject to Change Without Notice
| Term |
Interest Rate |
APR
(Annual Percentage Rate) |
Monthly Principal
and Interest |
| 30 Yr |
4.000% |
4.019% |
$596.74 |
| 20 yr |
3.875% |
3.901% |
$749.23 |
| 15 yr |
3.500% |
3.533% |
$893.57 |
| 10 yr |
3.375% |
3.423% |
$1,228.72 |
* Rates above assume a 740 credit score. Rates are quoted with "NO POINTS". The quoted Annual Percentage Rate (APR) assumes a 20 percent down payment and a loan balance of $125,000 and an anticipated 30 day rate lock period. Above rates assume monthly escrow for Real Estate taxes. If the down payment is less than 20 percent, mortgage insurance may be needed which could increase the APR. Payments shown above do not include taxes and insurance premiums, if applicable, the actual payment obligation will be greater.