Consumer Loans

Mortgage Loans

Our Lending Officers have the expertise and knowledge to guide you through the application process with ease. We make the process simpler, less costly and faster so you can enjoy the home of your dreams. Whether it's a Construction Loan, Building Lot Purchase, Fixed Rate Mortgage or an Adjustable Rate Mortgage, Citizens Bank offers a variety of products to fit your lending needs.

Refinancing options are also available. If you would like to reduce your monthly mortgage payment, either by extending the terms or reducing your interest rate, consider refinancing your loan into a payment schedule more suitable to your individual situation. Click here to learn more.

Home Equity Line of Credit

Borrowing against the equity in your home can be a great way to buy that new car, pay college tuition or simply consolidate other higher-cost loans into one low monthly payment. And the interest you pay may even be tax deductible! Consult your tax advisor regarding deductibility.

Consumer Loans

Citizens Bank specializes in the personal touch. Are you considering a car, truck or recreational vehicle purchase? We can customize a loan to fit a variety of borrowing needs.

Visit with one of our Lending Professionals at any of our five locations to learn how we can help make your dreams become reality. Click here to learn more.