Deposit Rates
Rate and Annual Percentage Yield (APY) are accurate as of February 22, 2012.
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| Account Type | Minimum Required | Rate | Annual Percentage
Yield (APY) % | Compounded |
| 31 DAY CD |
$20,000.00 |
0.25% |
0.25% |
MATURITY |
| 91 DAY CD |
$2,500.00 |
0.25% |
0.25% |
MATURITY |
| 182 DAY CD |
$1,000.00 |
0.35% |
0.35% |
MATURITY |
| 333 DAY CD |
$1,000.00 |
0.50% |
0.50% |
MATURITY |
| 4 MONTH CD |
$1,000.00 |
0.25% |
0.25% |
MATURITY |
| 6 MONTH CD |
$1,000.00 |
0.35% |
0.35% |
MATURITY |
| 8 MONTH CD |
$1,000.00 |
0.35% |
0.35% |
MATURITY |
| 11 MONTH CD |
$1,000.00 |
0.50% |
0.50% |
MATURITY |
| 12 MONTH CD |
$1,000.00 |
0.50% |
0.50% |
QUARTERLY |
| 18 MONTH CD |
$500.00 |
0.75% |
0.75% |
SEMI-ANNUAL |
| 20 MONTH CD |
$1,000.00 |
0.75% |
0.75% |
ANNUAL |
| 24 MONTH CD |
$500.00 |
1.00% |
1.00% |
SEMI-ANNUAL |
| 30 MONTH CD |
$500.00 |
1.25% |
1.25% |
SEMI-ANNUAL |
| 36 MONTH CD |
$500.00 |
1.30% |
1.30% |
SEMI-ANNUAL |
| 42 MONTH CD |
$500.00 |
1.50% |
1.51% |
SEMI-ANNUAL |
| 60 MONTH CD |
$500.00 |
2.00% |
2.01% |
SEMI-ANNUAL |
| CITIZENS CHOICE |
$1,000.00 |
0.25% |
0.25% |
WEEKLY |
| WEALTH BUILDER MM |
$1,000.00 - $24,999.99 |
0.50% |
0.50% |
MONTHLY |
| |
$25,000.00 - $49,999.99 |
0.50% |
0.50% |
MONTHLY |
| |
$50,000.00 - OVER |
0.75% |
0.75% |
MONTHLY |
| CITIZENS SAVINGS |
$100.00 |
0.35% |
0.36% |
QUARTERLY |
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Annual Percentage Yeild ( APY ) is based on the minimum opening deposit required and term interest is compouned assuming principal and interest remain on deposit. Interest rate and APY subject to change without notice. Fees may reduce earnings. Penalty on CD for early withdrawal.