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Branch Managers & Lenders

Sandra Anderson Senior Vice President/Loan Officer – Washington (636) 390-9944 sanderson@citizensbankmo.com MLO#654208	David J. Engelbrecht Senior Vice President/Branch Manager/Loan Officer – New Haven (573) 237-3051 dengelbrecht@citizensbankmo.com MLO#654205
Leanne Bauer Loan Officer – New Haven (573) 237-3051 lbauer@citizensbankmo.com MLO#654209	Donna K. Klott Assistant Vice President/Branch Manager/Loan Officer – Washington (636) 390-9944 dklott@citizensbankmo.com MLO#654211
Donald W. Brandt Chief Executive Officer/Senior Loan Officer – Washington (636) 390-9944 dbrandt@citizensbankmo.com MLO#654207	Gary P. Kuhn Chief Operating Officer/President/Loan Officer – New Haven (573) 237-3051 gkuhn@citizensbankmo.com MLO#654214
Sara J. Brundick Assistant Vice President/Loan Officer – Pacific (636) 271-3051 sbrundick@citizensbankmo.com MLO#654212	Rachel Richardson Branch Manager/Consumer Loan Specialist – Marthasville (636) 433-2551 rrichardson@citizensbankmo.com MLO#654215
Stephanie Charboneau Branch Manager/Assistant Vice President/Loan Officer – Gerald (573) 764-3051 scharboneau@citizensbankmo.com MLO#654210	Ronald L. Sullivan Vice President/Branch Manager/Loan Officer - Pacific (636) 271-3051 rsullivan@citizensbankmo.com MLO#654206

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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (Including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/expiration.html.

In accordance with Section 326 of the USA PATRIOT ACT, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customer's identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.

Citizens Bank | 100 Circle Drive, New Haven, Missouri 63068 | (573) 237-3051 | info@citizensbankmo.com

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