Commercial/Business Loans
Citizens Bank Business Loans

  • Operating Line of Credit
  • Term Loan
  • Commercial Real Estate
  • Commercial Construction Loan
  • Goverment Guaranteed Loans
  • Standby Letter of Credit
 Learn More About Business Loans

Application Process
Feel free to contact any of our experienced and qualified lenders anytime at any of our 4 branches with questions or to fill out an application.  For your convenience and to speed up the loan application process, you can fill out an application and provide the items listed on this checklist.




Consumer/Personal Loans

Citizens Bank offers a variety of options for your
personal financing needs for automobile, boat, RV, ATV
and other types of consumer loans.  Our consumer
loan staff can help you make that needed purchase,
take the perfect vacation or simply get rid of those
unwanted bills with the right loan package.

Personal Loan Application (PDF)


Home Loans

Our Lending Officers have the expertise and knowledge to guide you through the application process with ease.  Whether you are in the market to buy a home, just looking to refinance your existing mortgage or want a home equity loan, we make the process simpler, less costly and faster. Citizens Bank offers a variety of products to fit your needs.

Citizens Bank Mortgage Loans

  • Fixed Rate Loans
  • Home Equity Line of Credit
  • Construction Loan
  • Adjustable Rate Mortgage (ARM)
  • Second Home
  • Land and Lot Loans
  • USDA Rural Housing Loans

Follow this link to our Consumer Loan page to learn more.