Savings
| Account |
Description |
Minimum Balance Requirement |
Monthly Maintenance Fees |
Interest Bearing |
Account Benefits |
| Citizens Wealth Builder Money Market |
Account offers competitive interest rates based on tiered balances |
$1000 |
$10 if minimum balance drops below balance requirement |
Yes |
Account designed for savings, but provides the convenience of limited check writing. Free access to Citizens e-Branch banking and 24 hr. TeleBank. |
| Citizens Savings |
Start building your nest egg today! Earns quarterly Interest |
$100 |
$5 if minimum balance drops below balance requirement |
Yes |
Free ATM card and free access to eBranch banking, 24 hr. TeleBank and Free e-statements. |
| Citizens Young Savers |
This account is perfect for young savers 17 years of age and younger |
$0 |
$0 |
Yes |
No minimum balance requirement to maintain or monthly service fee. |
| Christmas Club |
You make 49 payments and we'll make the 50th! |
$10 |
$0 |
Yes, if all 49 payments are made. |
Proceeds are direct deposited mid-October into your Citizens Bank account. |
| Citizens Health Savings Account |
This account is available to individuals that have a qualifying High Deductible Health Insurance Plan |
$100 |
$0 |
Yes |
Competitive Interest Rates paid monthly on tiered balances, $100 minimum opening deposit, free debit card (upon approval), free Health Savings Account checks, free access to eBranch banking and 24 hr. TeleBank. |
Citizens Wealth Builder Money Market
Account offers competitive interest rate, based on tiered balances. While it is primarily designed for savings, our Wealth Builder provides you with the convenience of limited check writing privileges.
- Minimum balance requirement of $1,000
- $10 monthly maintenance fee if minimum balance falls below balance requirement
- Interest paid monthly
- Free access to our 24 hour TeleBank Information Line
- Free access to our Citizens eBranch Banking
Citizens Savings Account
Start Building Your Nest Egg Today!
- Low Minimum balance requirement of $100
- $5 monthly maintenance fee if minimum balance falls below balance requirement
- Free ATM Card (Available upon approval)
- Interest paid quarterly
- Free access to our 24 hour TeleBank Information Line
- Free access to our Citizens eBranch Banking
- Free e-Statements
Citizens Young Savers Account
Perfect For Young Savers 17 Years Of Age & Younger
- No Minimum balance requirement
- No monthly maintenance fee
- Free e-Statements
Christmas Club
You Make 49 Payments & We'll Make the 50th!
- $10 Minimum balance requirement
- No monthly maintenance fee
- Available in $10 and $20 clubs
- Coupon booklet provided for your weekly deposits
- Proceeds are direct deposited mid-October into your Citizens Bank account
Citizens Health Savings Account
This account is available to individuals that have a qualifying High Deductible Health Insurance Plan.
- Competitive Interest Rate, Paid Monthly on tiered balances
- $100 minimum opening requirement
- No minimum balance requirement
- Free Debit Card (Available upon approval)
- Free duplicate Health Savings Account checks
- Free access to our Citizens eBranch Banking