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Savings

To better serve our customers we have extended our business day to 4 pm.

Citizens Wealth Builder Money Market
This account offers competitive interest rates, which are based upon tiered balances and credited monthly. While it is primarily designed for savings, our Wealth Builder provides you with the convenience of limited check writing privileges. Maintaining a $1,000 minimum balance avoids the $10.00 monthly fee and earns you these additional great benefits:

  • Interest Premium of .10 percent on Any New CD or IRA Rate **
  • Free access to Citizens eBranch Banking
  • Free 24-Hr TeleBank Information Line

    Citizens Savings Account
    Start building your nest egg today. An itemized statement is issued and interest is credited quarterly. Maintain a low $100 minimum balance to avoid a $5.00 monthly fee.

  • Free access to Citizens eBranch Banking
  • Free 24-Hr TeleBank Information Line
  • Free ATM Card

    Health Savings Account
    A better way to manage your medical expenses! Health care costs continue to climb for employers and employees alike. Now there is a new solution to help both sides ease the financial burden. A Health Savings Account is an interest bearing account used to pay for qualified medical expenses in conjunction with a high-deductible health care plan.

  • Competitive Interest Rate
  • No Minimum Balance (after initial $100 to open)
  • No Monthly Service Charge
  • Free Checks ***
  • Free Debit Card ****

    Young Savers Account
    It's never too early to start a savings account! This account is perfect for young savers 17 years of age and younger. There is no minimum balance to maintain or monthly service fee.

    Christmas Club
    You make 49 payments and we'll make the 50th! For your convenience, we provide a coupon booklet for weekly deposits. Proceeds to be deposited into Citizens Bank Account of your choice, just in time for holiday shopping.



    ** Purchased with funds not currently on deposit with Citizens Bank.
    *** Check Style restricted
    **** Upon Approval




  • In accordance with Section 326 of the USA PATRIOT ACT, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customer's identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.

    * Annual Percentage Yield. Yield Stated Assumes Interest Compounding Quarterly. $1,000 Minimum Balance. Penalty for Early Withdrawal. Rate Subject to Change Without Notice. After the CD is Opened, the Interest Rate is Fixed for the Term.

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