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Savings

AccountDescriptionMinimum Balance RequirementMonthly Service Charge FeesInterest BearingAccount Benefits
Citizens Wealth Builder Money Market Account offers competitive interest rates based on tiered balances $1,000 $10 Yes Account designed for savings, but provides the convenience of limited check writing. Free access to Citizens e-Branch banking, 24 hr. TeleBank and free e-statements.
Citizens Savings Start building your nest egg today! Earns quarterly Interest $100 $5 Yes Free ATM card and free access to eBranch banking, 24 hr. TeleBank and Free e-statements.
Citizens Young Savers This account is perfect for young savers 17 years of age and younger $0 $0 Yes No minimum balance requirement to maintain or monthly service fee and free e-statements
Christmas Club Save for the holidays by making 50 weekly payments $10 $0 Yes Proceeds are direct deposited mid-October into your Citizens Bank account.

 

Account offers competitive interest rate, based on tiered balances. While it is primarily designed for savings, our Wealth Builder provides you with the convenience of limited check writing privileges.

  • Minimum balance to open account is $1,000.00
  • $10.00 monthly service charge will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
  • Transfers from a Money Market account to another account or third parties by preauthorized, automatic, telephone or computer transfer or by check, draft or similar order to third parties are limited to six per statement cycle
  • Interest paid monthly
  • Free access to our 24 hour TeleBank Information Line
  • Free access to our Citizens eBranch Banking
  • Free e-statements

Start Building Your Nest Egg Today!

  • Minimum balance to open account is $100.00
  • Minimum balance requirement of $100.00
  • $5 monthly service charge fee will be imposed every statement cycle if the balance falls below minimum balance requirement.
  • Free ATM Card (Available upon approval)
  • Interest paid quarterly
  • Free access to our 24 hour TeleBank Information Line
  • Free access to our Citizens eBranch Banking
  • Free e-Statements
  • Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month.

Perfect For Young Savers 17 Years Of Age & Younger

  • No Minimum balance requirement to open account
  • No monthly service charge fee
  • Free e-Statements
  • Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month.

A Perfect Way to Save for the Holidays!

  • Minimum balance to open account is $10.00
  • No monthly maintenance fee
  • Competitive interest rate paid at maturity
  • Available in $10 and $20 clubs
  • A withdrawal fee of one payment will be imposed for early withdrawal
  • Proceeds are direct deposited mid-October into your Citizens Bank account

This account is available to individuals that have a qualifying High Deductible Health Insurance Plan.

  • Competitive Interest Rate, Paid Monthly on tiered balances
  • Minimum balance to open account is $100.00
  • No monthly balance requirement to maintain
  • Free Debit Card (Available upon approval)
  • Free duplicate Health Savings Account checks
  • Free access to our Citizens eBranch Banking