Federal law requires us to tell you how we collect, share and protect your personal information. The following is our policy and practices with respect to your personal information. A written copy of this notice can be mailed to you upon request by calling 573-237-3051.
Facts: What Does Citizens Bank Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial institutions need to share customers' personal information to run their everyday business – to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial institutions can share their customers' personal information; the reason Citizens Bank chooses to share; and whether you can limit the sharing.
|Reasons We Can Share Your Personal Information||Does Citizens Bank Share?||Can You Limit This Sharing?|
|For our everyday business purposes — to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||no|
|For our marketing purposes — to offer our products and services to you||Yes||no|
|For joint marketing with other financial companies||no||We don't share|
|For our affiliates' everyday business purposes — information about your transactions and experiences||no||We don't share|
|For our affiliates’ everyday business purposes — Information about your creditworthiness||no||We don't share|
|For our affiliates to market to you||no||We don't share|
|For nonaffiliates to market to you||no||We don't share|
Call 573-237-3051 or go to www.citizensbankmo.com
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.These measures include:
We collect your personal information, for example when you:
We also collect your personal information from others, such as credit bureaus or other companies
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Citizens Bank has no affiliates.
Companies not related by common ownership or control. They can be financial and non financial companies.
Citizens Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Citizens Bank doesn’t jointly market.
Citizens Bank will notify you about their sharing practices when you open an account.
Notice revised 03/22/16